Investment Services

We can create a personalized investment program to help you reach your financial goals no matter where you are in your investment life cycle.

Fee Based Accounts -- Asset management platform that provides access to a full suite of investment products to include mutual funds, stocks, bonds, UITs, conservative option strategies, and hedge funds. Fees are charged quarterly based on a percentage of the account balance. Some accounts are subject to a minimum balance.

Retirement Accounts -- Traditional IRAs (tax deferred) and Roth IRAs (after tax) are popular options for investors looking to save for retirement.  These types of accounts allow investors to save and invest money for their retirement with a variety of tax advantages.  These accounts are subject to annual contribution limits.

 Savings for Children

 UTMA/UGMA --  These are custodial accounts set up by an adult for a minor.  There is no limit on contributions, but assets contributed to these accounts are irrevocable to the minor.  They may be funded with cash, securities, and mutual funds.

529 Plans -- A 529 Plan is an investment specifically designed to ease the burden of paying for college.  Money may be contributed in installments or a lump sum to an investment account set up for a specific beneficiary. Your money grows tax deferred in the plan and can be withdrawn tax free for qualified education expenses.

Coverdell Education Savings Accounts(formerly Education IRAs) -- These are trusts or custodial accounts established to pay qualified educational expenses for designated beneficiaries. The earnings grow on a tax-free basis and distributions are tax-free if used to pay "qualified education expenses." These accounts may pay for K-12 and/or college expenses. Earnings inside the ESA grow on a federal income tax-deferred basis, and the contributions are not subject to federal income gift tax.